Allahummakfini Bihalalika Meaning, Arabic Text and Benefits
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Allahummakfini bihalalika is a Dua specifically for seeking the help of Allaah in paying off debts. This dua is a powerful and heartfelt request to Allah for self-sufficiency, financial relief, and the strength to rely only on Him.
It’s a reminder that while we strive for a stable livelihood, true independence and relief come only through Allah’s blessings. Let’s break down its essence and see why this dua holds so much wisdom.
Allahummakfini Bihalalika Meaning in English
Allahumma akfini bihalalika means O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You.
Allahumma Akfini Bihalalika In Arabic
اللهم اكْفِنِي بِحَلَالِكَ عن حَرَامِكَ ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Transliteration
The dua is transliterated as Allahummakfini bihalalika an haramika, wa aghnini bifadlika ‘amman siwaka.
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Remember that Allah will help you to pay off your debt if you keep on reciting this Dua with a full yaqeen (trust in Allah).
The Prophet (peace and blessings of Allaah be upon him) said: “The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.”
Narrated by al-Bukhaari (2387).
Seek help with that by working and striving hard to pay off the debt, and by putting your trust in Allaah, and praying to Him to make it easy for you to pay off your debt.
In the Sunnah there are a number of du’aa’s which specifically seek the help of Allaah in praying off debts and one of them is the above one.
Hadith On Allahummakfini Bihalalika
Ali reported: A slave who had made a contract with his master to pay for his freedom, came to me and said:
“I am unable to fulfill my obligation, so help me.” He said to him: “Shall I not teach you a supplication which the Messenger of Allah SAW taught me?
It will surely prove so effective that if you have a debt as large as a huge mountain, Allah will surely pay it for you.
Say: Allahumm-akfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka (O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You).”
At-Tirmidhi
Commentary
O Allah! Grant me enough of what You make lawful means make me satisfied with what is lawful, free from what is unlawful.
I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You, meaning: Make Your bounty and the grace, sustenance, and goodness You have bestowed upon me, enrich me from anyone but You, so that I am not in need of anyone but You, and I do not depend on anyone but You.
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Prophet, peace and blessings be upon him taught his companions that this beautiful supplications will be a reason to pay off your debt.
The Prophet, peace be upon him, taught it to Ali Radiyallahu Anhu, and Ali taught the man who wanted help to free his neck.
Seek help with that by working and striving hard to pay off your debt. The sky does not rain gold or silver, but man makes the means, and Allah will open.a way for him what he does not think of.
Allah will open for him the doors of sustenance and relief that he does not expect, because Allah is generous, merciful, kind to his servants.
Surely, if your intentions is pure and clean, then expect the help of Allah sooner than later.
But whoever takes people’s money to waste it, and underestimates them, and their rights, such a person may not be helped.
Related Readings:
Understanding the Meaning of the Dua
- “O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful.”
This part of the dua is a request for halal provisions—sustenance and wealth that come from lawful, ethical means. By asking for enough lawful provisions, we’re seeking a life free from any need to rely on questionable or prohibited sources. This shows a deep desire to live with integrity and to be content with what Allah allows, avoiding the temptation to take shortcuts or compromise our faith. - “And enable me by Your Grace to dispense with all but You.”
The second part asks Allah to make us self-sufficient, not needing to rely on anyone or anything other than Him. It’s a beautiful expression of reliance (tawakkul) on Allah. Even as we interact with the world and people around us, we are ultimately seeking Allah’s help to be independent of material and worldly dependencies. This strengthens our connection with Allah as the ultimate Provider, reminding us that true self-sufficiency is found only through His support.
Why This Dua is Important for Our Lives
This dua is ideal for anyone dealing with financial burdens, debts, or stress related to earning a lawful livelihood.
It’s a way to ask Allah to provide abundantly and ethically so that we can live without financial anxiety or dependence on others. Here are some key reflections:
- Seeking Lawful Provision: It’s not just about asking for wealth or abundance, but for wealth that’s pure, halal, and earned in a way that pleases Allah. This keeps our intentions clear and reminds us that the source of our wealth matters as much as the amount.
- Freedom from Debt and Dependence: The dua encourages a life where we don’t have to rely on others or feel burdened by debts. Debt can be a significant source of stress, and by asking Allah to relieve us from it, we’re acknowledging His power to provide us with what we need to live freely and comfortably.
- Building Tawakkul (Reliance on Allah): When we ask to be independent “by Your Grace to dispense with all but You,” it fosters deep reliance on Allah alone. It’s a way of affirming that no matter what our financial situation looks like, our ultimate dependence is on Allah, who can provide from places we’d never expect.
Making This Dua Part of Your Daily Life
If you’re facing financial challenges or feeling overwhelmed by debt, recite this dua regularly. Make it part of your morning or evening routine, asking Allah to bless your means and to grant you the peace of mind that comes from self-sufficiency.
Along with the dua, remember to take practical steps toward financial well-being. Seek halal means of income, manage your finances responsibly, and avoid debt whenever possible. This dua complements those actions, grounding them in a sincere request to Allah for ethical and sufficient provisions.
Reflections on the Wisdom of the Dua
This dua highlights the Islamic values of contentment, self-reliance, and trust in Allah. It reminds us that our dignity and peace come not from wealth alone but from lawful wealth and the blessings that come with it.
Even in times of financial difficulty, this dua teaches us to stay committed to halal choices, to trust that Allah will provide, and to recognize that He is the best of providers.
It’s a practical, heartfelt, and sincere request for all of us seeking stability, independence, and a peaceful life free from the burdens of debt and dependence. May Allah grant us all sufficient, halal provisions and make us content, self-reliant, and ever grateful for His blessings.
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